:root{
  --navy:#003a69;
  --teal:#045c62;
  --green:#249651;
  --sage:#aadf61;
  --gold:#ede118;
  --soft-gold:#d6b101;
  --ink:#0b1320;
  --muted:#4c5b6b;
  --bg:#fbfcff;
  --card:#ffffff;
  --border:rgba(11,19,32,.10);
  --shadow: 0 12px 40px rgba(11,19,32,.08);
  --radius:18px;
  --max:1120px;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji","Segoe UI Emoji";
  color:var(--ink);
  background:
    radial-gradient(1200px 700px at 30% -10%, rgba(170,223,97,.35), transparent 60%),
    radial-gradient(900px 600px at 80% 10%, rgba(237,225,24,.22), transparent 55%),
    radial-gradient(1000px 700px at 50% 110%, rgba(0,58,105,.16), transparent 60%),
    var(--bg);
  line-height:1.55;
}

a{color:inherit}
.container{max-width:var(--max); margin:0 auto; padding:0 22px}
.skip{
  position:absolute; left:-999px; top:0;
  background:var(--ink); color:white; padding:10px 12px; border-radius:10px;
}
.skip:focus{left:18px; top:18px; z-index:9999}

header{
  position:sticky; top:0; z-index:100;
  backdrop-filter: blur(10px);
  background: rgba(251,252,255,.72);
  border-bottom:1px solid var(--border);
}
.navbar{
  display:flex; align-items:center; justify-content:space-between;
  gap:14px; padding:14px 0;
}
.brand{
  display:flex; align-items:center; gap:12px; text-decoration:none;
}
.brand img{
  width:38px; height:38px; border-radius:12px;
  box-shadow: 0 10px 25px rgba(11,19,32,.12);
}
.brand span{
  font-weight:750;
  letter-spacing:.2px;
}
.tag{
  font-size:12px; color:var(--muted);
  border:1px solid var(--border);
  padding:6px 10px; border-radius:999px;
  background: rgba(255,255,255,.65);
}

nav{display:flex; align-items:center; gap:10px}
nav a{
  text-decoration:none;
  color:rgba(11,19,32,.78);
  padding:9px 10px;
  border-radius:12px;
}
nav a:hover{background: rgba(0,58,105,.07)}
nav a.active{
  color:var(--ink);
  background: rgba(36,150,81,.10);
  border:1px solid rgba(36,150,81,.18);
}

.nav-actions{display:flex; align-items:center; gap:10px}
.button{
  display:inline-flex; align-items:center; justify-content:center;
  gap:10px;
  padding:11px 14px;
  border-radius:14px;
  border:1px solid var(--border);
  background: rgba(255,255,255,.75);
  text-decoration:none;
  font-weight:650;
}
.button:hover{transform: translateY(-1px); box-shadow: 0 10px 25px rgba(11,19,32,.10)}
.button.primary{
  border:1px solid rgba(0,58,105,.25);
  background: linear-gradient(135deg, rgba(0,58,105,.95), rgba(4,92,98,.92));
  color:white;
}
.button.primary:hover{box-shadow: 0 14px 38px rgba(0,58,105,.22)}
.button.subtle{
  border:1px solid rgba(0,58,105,.18);
  background: rgba(0,58,105,.06);
}

.hamburger{
  display:none;
  width:42px; height:42px;
  border-radius:14px;
  border:1px solid var(--border);
  background: rgba(255,255,255,.75);
}
.hamburger svg{width:22px; height:22px}

@media (max-width: 900px){
  nav{
    position:fixed;
    left:0; right:0;
    top:64px;
    margin:0 auto;
    max-width:var(--max);
    padding:12px 22px 18px;
    display:none;
    flex-direction:column;
    align-items:stretch;
    gap:6px;
    background: rgba(251,252,255,.92);
    backdrop-filter: blur(12px);
    border-bottom:1px solid var(--border);
  }
  nav.open{display:flex}
  .hamburger{display:inline-flex; align-items:center; justify-content:center}
  .tag{display:none}
}

/* Layout */
main{padding:44px 0 70px}
.hero{
  display:grid;
  grid-template-columns: 1.15fr .85fr;
  gap:26px;
  align-items:center;
  padding:36px 0 10px;
}
@media (max-width: 900px){
  .hero{grid-template-columns:1fr; padding-top:22px}
}
.kicker{
  display:inline-flex; align-items:center; gap:10px;
  padding:8px 12px;
  border-radius:999px;
  background: rgba(255,255,255,.7);
  border:1px solid var(--border);
  color:rgba(11,19,32,.78);
  font-size:13px;
}
.kdot{
  width:10px; height:10px; border-radius:99px;
  background: linear-gradient(135deg, var(--sage), var(--gold));
  box-shadow: 0 0 0 4px rgba(170,223,97,.20);
}
h1{
  margin:14px 0 10px;
  font-size:44px;
  line-height:1.08;
  letter-spacing:-.8px;
}
@media (max-width: 900px){
  h1{font-size:38px}
}
.lead{
  font-size:18px;
  color: rgba(11,19,32,.78);
  max-width: 64ch;
}
.cta{display:flex; gap:12px; flex-wrap:wrap; margin-top:18px}

.panel{
  border-radius:var(--radius);
  background: rgba(255,255,255,.70);
  border:1px solid var(--border);
  box-shadow: var(--shadow);
  padding:18px;
}
.hero-card{
  padding:18px;
  border-radius:24px;
  position:relative;
  overflow:hidden;
}
.hero-card:before{
  content:"";
  position:absolute; inset:-40%;
  background:
    radial-gradient(circle at 30% 20%, rgba(237,225,24,.35), transparent 52%),
    radial-gradient(circle at 70% 10%, rgba(170,223,97,.35), transparent 55%),
    radial-gradient(circle at 55% 70%, rgba(0,58,105,.22), transparent 60%);
  transform: rotate(10deg);
}
.hero-card > *{position:relative}
.metric{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:10px;
  margin-top:14px;
}
.mini{
  padding:12px;
  border-radius:16px;
  border:1px solid var(--border);
  background: rgba(255,255,255,.68);
}
.mini strong{display:block; font-size:14px}
.mini span{display:block; color:var(--muted); font-size:13px; margin-top:4px}
hr.sep{
  border:none;
  border-top:1px solid var(--border);
  margin:28px 0;
}

.grid{
  display:grid;
  grid-template-columns: repeat(12, 1fr);
  gap:16px;
}
.card{
  grid-column: span 4;
  border-radius:var(--radius);
  border:1px solid var(--border);
  background: rgba(255,255,255,.78);
  box-shadow: 0 10px 30px rgba(11,19,32,.06);
  padding:16px;
}
.card h3{margin:10px 0 6px; font-size:16px}
.card p{margin:0; color:rgba(11,19,32,.76)}
.card svg{width:26px; height:26px}
@media (max-width: 900px){
  .card{grid-column: span 12}
}

.section-title{
  display:flex; align-items:flex-end; justify-content:space-between; gap:14px;
  margin:8px 0 14px;
}
.section-title h2{margin:0; font-size:22px; letter-spacing:-.2px}
.section-title p{margin:0; color:var(--muted); max-width:64ch}

.split{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:16px;
}
@media (max-width: 900px){.split{grid-template-columns:1fr}}

.list{
  display:grid; gap:10px; margin:0; padding:0; list-style:none;
}
.li{
  display:flex; gap:10px;
  padding:12px 12px;
  border:1px solid var(--border);
  border-radius:16px;
  background: rgba(255,255,255,.7);
}
.badge{
  width:28px; height:28px;
  border-radius:10px;
  background: rgba(36,150,81,.10);
  border:1px solid rgba(36,150,81,.18);
  display:flex; align-items:center; justify-content:center;
  flex:0 0 auto;
}
.badge svg{width:16px; height:16px}

.callout{
  border-radius:22px;
  border:1px solid rgba(0,58,105,.22);
  background: linear-gradient(135deg, rgba(0,58,105,.09), rgba(4,92,98,.07));
  padding:18px;
  display:flex; align-items:flex-start; justify-content:space-between;
  gap:14px;
}
.callout h3{margin:0 0 8px}
.callout p{margin:0; color:rgba(11,19,32,.76); max-width:70ch}

footer{
  border-top:1px solid var(--border);
  padding:20px 0 44px;
  color:rgba(11,19,32,.72);
}
.foot{
  display:flex; align-items:center; justify-content:space-between;
  gap:14px; flex-wrap:wrap;
}
.foot a{text-decoration:none; color:rgba(11,19,32,.72)}
.foot a:hover{text-decoration:underline}

.form{
  display:grid;
  gap:12px;
}
label{font-weight:650; font-size:13px}
input, textarea{
  width:100%;
  padding:12px 12px;
  border-radius:14px;
  border:1px solid var(--border);
  background: rgba(255,255,255,.8);
  font: inherit;
}
textarea{min-height:120px; resize:vertical}
.helper{color:var(--muted); font-size:13px}
.toast{
  position:fixed;
  right:18px; bottom:18px;
  background: rgba(11,19,32,.92);
  color:white;
  padding:12px 14px;
  border-radius:14px;
  box-shadow: 0 12px 40px rgba(11,19,32,.25);
  opacity:0;
  transform: translateY(8px);
  pointer-events:none;
  transition: .2s ease;
}
.toast.show{opacity:1; transform: translateY(0)}